Once More With Feeling: Health Care Hikes in 45 States for Age 27 – 49, Stark Reality

I posted a chart yesterday detailing the costs in all states for health care premiums designated by age. The one thing I didn’t focus on is why there are a few states where premiums will be lower, although most are going up by large percentages. If you live in Colorado, Ohio, New York, Rhode Island, or New Jersey your rates are going down because:


…those states had already over-regulated insurance markets that led to sharply higher premiums through adverse selection,” according to study author Drew Gonshorowski. Source: Washington Examiner

In September 2013, Forbes reported that ObamaCare will increase average individual-market insurance premiums by 99 percent for men and 62 percent for women.

…the U.S. Department of Health and Human Services finally began to provide some data on how Americans will fare on Obamacare’s federally-sponsored insurance exchanges. HHS’ press release is full of happy talk about how premiums will be “lower than originally expected.” But the reality is starkly different.

Based on a Manhattan Institute analysis of the HHS numbers, Obamacare will increase underlying insurance rates for younger men by an average of 97 to 99 percent, and for younger women by an average of 55 to 62 percent. Worst off is North Carolina, which will see individual-market rates triple for women, and quadruple for men. . . .

“Premiums nationwide will also be around 16 percent lower than originally expected,” HHS cheerfully announces in its press release. But that’s a ruse. HHS compared what the Congressional Budget Office projected rates might look like—in 2016—to its own findings.

Neither of those numbers tells you the stat that really matters: how much rates will go up next year, under Obamacare, relative to this year, prior to the law taking effect.

ruse — noun 

an action intended to mislead, deceive, or trick; stragegem

stragegem — noun

1. a plan, scheme, or trick for surprising or deceiving an enemy.

2. any artifice, ruse, or trick devised or used to attain a goal or to gain an advantage over an adversary or competitor

Is there a single thing Barack Obama has brought to reality that has been good for taxpayers, or that doesn’t cost more today than it did before he got his dirty hands into it? See the chart of costs for all states here.

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  • You’re right Maggie. NY, I believe pays actually the highest premiums in the country. Under Obamacare those rates are supposed to decrease but that does not make the rates in NY low. What it means in effect is that New York’s rates were highly overrated and under Obamacare they’ll become a little less highly overrated.

    That is until the money grubbing Progressives can cook something up to bring the rates back up and include that which as they see it “removed from their coffers”.

    I know NY like I know the back of my hand and can promise you that when the time is right, the rates will be at a point that it could make someone’s head explode.

    That is simply the nature of the beast and who we’re dealing with here.

    All of the above being said, I think most New Yorkers would rather jump in front of the #5 train at Grand Central rather than sign up for Obamacare. EVERYONE I know is running in the other direction.